HSA Health Insurance
Georgia HSA Health Insurance Plans
Shop HSA health insurance plans from multiple companies and start saving today! HSA health insurance provides an affordable solution to rising healthcare costs by keeping your monthly insurance premiums affordable - along with the tax free advantages of your Health Savings Account.HSA Health Insurance Plans - With an HSA qualified high deductible health insurance plan (HDHP) all covered benefits (except preventive care) are covered subject to your deductible. Once you meet your deductible most HSA health insurance plans pay 100%. When you receive your healthcare from in network providers your charges will be discounted according to their network agreement, then applied to your health insurance deductible.
Health Savings Accounts - Once your HDHP is effective your eligible to open and fund your HSA. Deposits into your HSA are tax deductible,
your savings grow tax free and you can pay for any qualified medical expense with your tax free HSA funds.
Money deposited into your HSA
rolls over from year to year so you never have to worry about losing your HSA deposits.
To learn more about HSA's visit our "How HSA health plans work" and "How to shop for HSA health plans" web pages.
| Review: | This is Humana's most comprehensive HSA health insurance plan. Several deductible options offered including the highest in Georgia at $5,950 for single coverage or $11,900 for family coverage. Humana does apply a 12 month waiting period for mental health services. Optional dental plans available. |
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| Premiums: | Very affordable HSA health insurance rates, first year and renewal rates are guaranteed for twelve months. |
| Additional Info: | Aggregate Family Deductibles, Optional Benefits Brochure, Prescription Drug List, Humana One Providers |
| Get Quotes: | Humana One Direct, or Multi-Carrier quotes |
| Review: | A quality Georgia HSA health insurance plan that includes Coventry's Enhanced Mental Health Benefit and vision exam coverage. Family policies have an embedded deductible to limit each family members expenses to just their individual deductible, thus reducing your out of pocket expenses. |
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| Premiums: | Affordable HSA health insurance rates, first year and renewal rates are guaranteed for twelve months. |
| Additional Info: | Embedded Family Deductibles, Prescription Drug List, Coventry One Medical Providers |
| Get Quotes: | CoventryOne Direct, or Multi-Carrier quotes |
| Review: | Assurant Health includes a ten percent deductible credit twice per year, on January 1st and July 1st once you've been insured for two months. As you accumulate credits, your deductible can go as low as $1,500 for individuals or $3,000 for family coverage. A healthy discount on renewals keeps your premiums affordable. |
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| Premiums: | Affordable HSA health insurance rates, first year and renewal rates are guaranteed for twelve months. |
| Additional Info: | Aggregate Family Deductibles, Prescription Drug List, Assurant Health Providers |
| Get Quotes: | Assurant Health Direct, or Multi-Carrier quotes |
| Review: | Aetna offers an HSA qualified high deductible health plan in Georgia. For families the policy has an embedded deductible, limiting each family members expenses to just their individual deductible. Aetna also offers an optional dental plan. |
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| Premiums: | Affordable new rates, renewal rate increases may make the premiums expensive after a few years. |
| Additional Info: | Optional Dental Plan, Prescription Drug List - select "three tier open formulary", Aetna Providers |
| Get Quotes: | Multi-Carrier quotes |
| Review: | A very affordable aggregate deductible Georgia HSA health insurance plan.
The HSA 100 plan does not cover prescriptions, mental health or chiropractic care. Humana provides a discount prescription card and you may use your tax free HSA funds to pay for these qualified medical expenses. |
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| Premiums: | Very affordable HSA health insurance rates, renewal rates are similar to current market rates. |
| Additional Info: | Aggregate Family Deductibles, Optional Benefits Brochure, Prescription Drug List, Humana One Providers |
| Get Quotes: | Humana One Direct, or Multi-Carrier quotes |
| Review: | United Health One offers a good Georgia HSA health insurance plan with a large national provider network. If you don't meet your per person calendar year network deductible, a twenty percent credit is applied to your next year's network deductible, up to a maximum credit of 50% of the original deductible amount. |
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| Premiums: | Good HSA health insurance rates, first year and renewal rates guaranteed for twelve months. |
| Additional Info: | Aggregate Family Deductibles, Prescription Drug List, United Health One Providers |
| Get Quotes: | United Health One Direct, or Multi-Carrier quotes |
| Review: | Cigna offers a comprehensive Georgia HSA health insurance policy. Good quality national physician network. Cigna underwriting may increase your premiums due to pre-existing health conditions, but they will not exclude coverage with exclusion riders. |
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| Premiums: | Good new rates, first year and renewal rates guaranteed for 12 months. Renewal rates higher then new rates. |
| Additional Info: | Optional Dental, Prescription Drug List, Cigna Providers |
| Get Quotes: | Cigna Direct, or Multi-Carrier quotes |
| Review: | Kaiser Permanente offers an HSA qualified high deductible health plan in Georgia. Only one deductible option is offered, a $5,000 deductible for those applying for self only coverage, or an aggregate $10,000 deductible for families. Comprehensive preventive health care benefits included at 100% with no member cost sharing. |
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| Premiums: | Good new health insurance rates, first year and renewal rates guaranteed for twelve months. |
| Additional Info: | Prescription Drug List, Kaiser Permanente Providers |
| Get Quotes: | Kaiser Direct, or Multi-Carrier quotes |
| Review: | The only Georgia health insurance carrier to offer optional maternity benefits on a HSA health insurance plan. No 100% coinsurance option on lower deductibles. Premiums higher then other Georgia carriers for similar benefits. Optional Life and dental plans available. Good network of physicians and hospitals in Georgia. |
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| Premiums: | New business rates are high when compared to other carriers. Renewal rates are higher then new rates. |
| Additional Info: | Dental, Life, Maternity - available with deductibles of $2,500 or greater, Rx List, Blue Cross Providers |
| Get Quotes: | Blue Cross Direct, or Multi-Carrier quotes |
