Affordable Health Insurance
Affordable Health Insurance Georgia
Find affordable health insurance in Georgia with one of these low cost health plans. All affordable health plans share some common benefit features:
• Annual office visit copayment limits. Most affordable health insurance plans provide coverage for a limited number of office visit copayments
per year, then any additional office visits would be covered subject to your policy deductible.
• Higher maximum out of pocket expenses. Your maximum out of pocket expense is the combination of your deductible and coinsurance
percentage responsibility - higher limits increase your maximum out of pocket expenses but helps to keep your health insurance premiums affordable..
• Higher copayments and Rx deductibles. Expect higher copayments for office visits, urgent care and the emergency room. Brand Name
prescriptions are typically subject to a separate prescription deductible before your Brand Name Rx copayment applies.
Individual Health Insurance
Review the best health plansin Georgia which provide the highest level of benefits.
HSA Health Insurance
Combine a high deductible health plan with a tax freeHealth Savings Account.
| Review: | Coventry One provides unlimited copayments for office visits, convenience care, urgent care and emergency room services with the deductible waived. Office visit copayment covers lab, x-ray and allergy testing or treatment when performed in the office. Prescription coverage includes $10 generics with no deductible. |
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| Premiums: | Very affordable health insurance rates, first year and renewal rates are guaranteed for twelve months. |
| Additional Info: | Optional Dental, Prescription Drug List, Coventry One Medical Providers |
| Get Quotes: | CoventryOne Direct, or Multi-Carrier quotes |
Coventry One $35 Copay POS
| Review: | Coverage includes unlimited co-payments for Primary Care office visits, Urgent Care facilities, convenience care clinics and the emergency room with the deductible waived. CoventryOne covers lab work when performed in the physician's office, allergy testing and treatment with the applicable office visit co-payment. |
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| Premiums: | Very affordable health insurance rates, first year and renewal rates are guaranteed for twelve months. |
| Additional Info: | Optional Dental, Prescription Drug List, Coventry One Medical Providers |
| Get Quotes: | CoventryOne Direct, or Multi-Carrier quotes |
Coventry One $45 Copay POS
| Review: | Several deductible options to select. Coinsurance out-of-pocket maximum of $3,000 per member is very reasonable for an affordable health insurance plan. $500 Emergency Room co-payment. Optional Enhanced Drug coverage. Office visit copayment limit of 3 per person per calendar year for Primary or Specialist visits. |
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| Premiums: | Affordable first year health insurance rates, renewal rates higher than the market and may get expensive. |
| Additional Info: | Optional Dental, Prescription Drug List, Blue Cross Providers |
| Get Quotes: | Blue Cross Direct, or Multi-Carrier quotes |
Blue Cross SmartSense Plus PPO and POS
| Review: | Aetna Value plans include five co-payments for PCP or Specialist office visits combined. Urgent care and emergency room co-payments included with the deductible waived. The $10,000 deductible Value plan is very affordable. No coverage for Name Brand, Non Preferred Brand or Self Injectable prescriptions. |
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| Premiums: | New business rates are average and guaranteed for the first year, renewal rates are the same as new rates. |
| Additional Info: | Optional Dental Plan, Prescription Drug List - select "three tier open formulary", Aetna Providers |
| Get Quotes: | Multi-Carrier quotes |
Aetna Managed Choice Open Access Value
| Review: | Humana provides six office visit co-payments for Primary Care and Specialists combined. Diagnostic lab and x-ray covered at 100% with no deductible, up to $400 per calendar year, then 80% after your deductible. No co-payments for Urgent Care or the ER - optional $1,000 or $2,500 supplemental accident rider available. |
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| Premiums: | Very affordable health insurance rates, renewal rates are similar to current market rates. |
| Additional Info: | Optional Benefits Brochure, Prescription Drug List, Humana One Providers |
| Get Quotes: | Humana One Direct, or Multi-Carrier quotes |
Humana One Copay 80%
| Review: | Cigna's Value plan includes unlimited co-payments for office visits with the deductible waived. Copayments for Urgent Care and ER visits on all deductible plans except $10,000. Family coinsurance maximums are three times the individual coinsurance maximum on the $3,500 and higher deductibles. |
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| Premiums: | New business rates are average and guaranteed for the first year. Renewal rates are higher than new rates. |
| Additional Info: | Optional Dental, Prescription Drug List, Cigna Providers |
| Get Quotes: | Cigna Direct, or Multi-Carrier quotes |
Cigna Open Access Value
| Review: | Kaiser's Advantage plan is an affordable Georgia medical policy with 70% coinsurance after your deductible. Coverage includes unlimited Primary Care office visit co-payments, two Specialist office visit co-payments and copayments for Urgent Care Centers and the emergency room with the deductible waived. |
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| Premiums: | Good new health insurance rates, first year and renewal rates guaranteed for twelve months. |
| Additional Info: | Prescription Drug List, Kaiser Permanente Providers |
| Get Quotes: | Kaiser Direct, or Multi-Carrier quotes |
Kaiser Permanente Advantage
| Review: | Coverage includes three office visit co-payments for Primary and Specialist office visits combined. Humana pays 100% for diagnostic lab and x-ray, including allergy testing, up to $300 per calendar year, then 70% after your deductible. Optional $1,000 or $2,500 supplemental accident rider and dental plans available. |
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| Premiums: | Very affordable health insurance rates, renewal rates are similar to current market rates. |
| Additional Info: | Optional Benefits Brochure, Prescription Drug List, Humana One Providers |
| Get Quotes: | Humana One Direct, or Multi-Carrier quotes |
Humana One Copay 70%