Individual Health Insurance in Georgia

Reviews on the Best Health Insurance for an Individual and Family

All of the best Georgia individual health insurance plans listed below have no limit on the number of office visits that are covered with a copayment.

These individual health insurance policies offer some of the lowest maximum out of pocket limits to reduce your financial risk. Your maximum out of pocket expense is the combination of your deductible and coinsurance percentage responsibility.

Our best individual health insurance plans provide the lowest copayments for office visits, urgent care centers and the emergency room. Name Brand prescription deductibles are low, and some plans have no prescription deductibles!

 

Video Review: movie icon Georgia's Best Individual Health Insurance

Georgia's Best Individual Health Insurance

Individual Georgia Health Insurance Plans

Coventry One $30 Copay POS

Coventry
$30 Copay Review:
The Georgia Coventry One $30 copay health insurance provides unlimited copayments for office visits, convenience care, urgent care and emergency room services with the deductible waived. The $30 Primary care or $60 Specialist office visit copayment covers lab, x-ray and allergy testing or treatment when performed in the office. Prescription coverage includes a $10 generic copayment without having to meet the Rx deductible.
Coventry Health Insurance Quotes: CoventryOne Health Quotes
movie iconVideo Review:
Coventry One of Georgia $30 Copay Health Insurance Video Review
details icon Policy Details: Coventry $35 Copay POS
A+ Highly Recommended

Humana One Enhanced Copay 80

Humana Copay 80 Review: The Georgia Humana One Copay 80 policy provides unlimited copayments for Primary or Specialist office visits. Humana One pays for diagnostic lab and x-ray at 100% up to $500 per calendar year, then 20% after your deductible. Coinsurance out of pocket maximums are low at $2,500 per individual and $5000 per family. Mental health is covered after a one year waiting period. Very affordable Georgia health insurance rates.
Humana Health Quotes: Humana One Insurance Quotes
movie iconVideo Review:
Humana One Enhanced Copay 80 Georgia Health Insurance Video Review
details icon Policy Details: Humana Enhanced Copay 80
A Highly Recommended

Blue Cross Premier Plus POS and PPO

BCBS GA Premier Review: Blue Cross provides unlimited copayments for Primary or Specialist office visits with the deductible waived. A very nice benefit feature is that there is no separate prescription deductible. Higher deductible plans pay 100% after the deductible to help control your out-of-pocket maximum expenses. A vast network of healthcare providers in Georgia. Affordable first year health insurance rates, renewal rates tend to be higher than the new rates.
Instant Blue Cross Quotes: Blue Cross Premier Health Rates
movie iconVideo Review:
Blue Cross Premier Plus Georgia Health Insurance Video Review
details icon Policy Details: Blue Cross Premier Plus
A Highly Recommended

Aetna Managed Choice Open Access and PPO

Aetna Health Insurance Review: Aetna's Managed Choice Open Access POS and PPO plans provide unlimited co-payments for office visits, urgent care facilities and the emergency room with the deductible waived. Annual routine GYN exam and routine physical exam covered at 100% with no deductible. Your coinsurance maximum limits are reasonable on the $1,500 and $2,500 Aetna Georgia health insurance plans.
Direct Aetna Quotes: Aetna Health Rates
movie iconVideo Review:
Aetna Managed Choice Open Access Health Insurance Video Review
details icon Policy Details: 1,500, 2500, 3,500, 5,000
B+ Recommended

Coventry One Fusion

Coventry Fusion Health Review: The Coventry One Fusion plan includes a low co-pay of $30 for Primary or Specialist office visits - up to 6 per benefit year. The Coventry Fusion plan is popular for Georgia families wanting a policy with affordable copayments. One of the few Georgia Individual health insurance policies that pays 100% coinsurance after your deductible. Prescription deductible is high at $2,000 for all Name Brand and non formulary prescriptions.
Direct Coventry One Health Insurance Quotes: CoventryOne Fusion Health Quotes
Coventry One Fusion Georgia Health Insurance Video Review
movie iconVideo Review:
details icon Policy Details: Coventry Fusion Brochure
B+ Recommended

Cigna Open Access

Cigna
Open Access Review:
Cigna's Open Access plans provide unlimited office visit copayments for either primary care physicians or Specialists. Your first $200 of diagnostic lab and x-ray is covered at 100% in network. Cigna's lower deductible plans pay 80% coinsurance after the deductible, while higher deductible plans pay 100%. All Georgia Cigna Open Access policies include a $75 Urgent Care and $300 Emergency Room all inclusive copayment.
Cigna Direct Quotes: Cigna Healthcare Individual Rates
movie iconVideo Review:
Cigna of Georgia Open Access Value Health Insurance Video Review
details icon Policy Details: Cigna Open Access
B+ Recommended

Kaiser Permanente Classic

Kaiser Classic Review: The Kaiser Permanente of Georgia Classic policy pays 80% after the deductible and includes coverage for unlimited office visit co-payments to either a Primary physician or Specialist, after hours visits, urgent care and the emergency room with the deductible waived. Kaiser does pay 100% for most diagnostic lab and x-ray. Kaiser Permanente Georgia Medical Centers make it easy to receive all of your care in one place.
Georgia HMO Health Quotes: Kaiser Permanente Rates
movie iconVideo Review:
Kaiser Permanente Classic Plans Georgia Health Insurance Video Review
details icon Policy Details: Kaiser Classic Brochure
B+ Recommended

United Health One Copay Select

United Copay Select Review: The United Health One Copay Select includes unlimited office visit co-payments in network. You have the option of three co-insurance levels - 100%, 80% or 75%. Prescription coverage includes a low $200 prescription deductible for name brand drugs and the prescription deductible does not apply for generics. With the deductible credit feature your deductible is decreased 20% each year you don't meet your deductible, up to 50% of the original deductible amount. Direct Georgia Quotes: United Health One Rates
movie iconVideo Review:
United Health One Copay Select Georgia Health Insurance Video Review
C Worth Consideration