Individual Health Insurance
Individual Health Insurance Georgia
Review the best individual health insurance plans in Georgia that provides the highest level of benefits for individuals and families.
• No office visit copayment limits. All individual health insurance plans listed below (except CoventryOne's Fusion Plan)
have no limit on the
number
of office visits that are
covered by just paying your office visit copayment.
• Lower maximum out of pocket expenses. Your maximum out of pocket expense is the combination of your deductible and coinsurance
percentage responsibility - these individual plans offer some of the lowest maximum out of pocket limits to reduce your financial risk.
• Lower copayments and Rx deductibles. These individual health insurance plans provide the lowest copayments for office visits, urgent care
centers and the emergency room.
Name Brand prescription deductibles are low, and some plans have no prescription deductibles!
Keep your monthly premiums affordable with these low cost individual health plans.
| Review: | Coventry One provides unlimited copayments for office visits, convenience care, urgent care and emergency room services with the deductible waived. Office visit copayment covers lab, x-ray and allergy testing or treatment when performed in the office. Prescription coverage includes $10 generics with no deductible. |
|---|---|
| Premiums: | Very affordable individual health insurance rates, first year & renewal rates are guaranteed for twelve months. |
| Additional Info: | Optional Mental Health Rider, Prescription Drug List, Coventry One Medical Providers |
| Get Quotes: | CoventryOne Direct, or Multi-Carrier quotes |
Coventry One $30 Copay POS
| Review: | Humana One includes unlimited copayments for Primary or Specialist office visits. Diagnostic lab and x-ray is covered at 100% up to $500 per calendar year, then 20% after your deductible. Coinsurance out of pocket maximums are low at $2,500 per individual and $5000 per family. Two optional dental plans. |
|---|---|
| Premiums: | Very affordable individual health insurance rates, first year & renewal rates are guaranteed for twelve months. |
| Additional Info: | Optional Benefits Brochure, Prescription Drug List, Humana One Providers |
| Get Quotes: | Humana One Direct, or Multi-Carrier quotes |
Humana One Enhanced Copay 80%
| Review: | Blue Cross provides unlimited copayments for Primary or Specialist office visits with the deductible waived. No separate prescription deductible. Higher deductible plans pay 100% after the deductible to help control your out-of-pocket maximum expenses. A vast network of healthcare providers in Georgia. |
|---|---|
| Premiums: | Affordable first year health insurance rates, renewal rates higher than the market and may get expensive. |
| Additional Info: | Optional Dental Plan, Prescription Drug List, Blue Cross Providers |
| Get Quotes: | Blue Cross Direct, or Multi-Carrier quotes |
Blue Cross Premier Plus POS and PPO
| Review: | Aetna includes unlimited co-payments for office visits, urgent care facilities and the emergency room with the deductible waived. Annual routine GYN exam and routine physical exam covered at 100% with no deductible. Your coinsurance maximum limits are reasonable on the $1,500 and $2,500 deductible plans. |
|---|---|
| Premiums: | Good new individual health insurance rates, renewal rates are the same as current market rates. |
| Additional Info: | Optional Dental Plan, Prescription Drug List - select "three tier open formulary", Aetna Providers |
| Get Quotes: | Multi-Carrier quotes |
Aetna Managed Choice Open Access and PPO
| Review: | The Coventry Fusion plan includes a low co-pay of $30 for Primary or Specialist office visits - up to 6 per benefit year. One of the few Individual health insurance policies that pays 100% coinsurance after your deductible. Prescription deductible is high at $2,000 for all Name Brand and non formulary prescriptions. |
|---|---|
| Premiums: | Good new individual health insurance rates, first year and renewal rates guaranteed for twelve months. |
| Additional Info: | Optional Mental Health Rider, Prescription Drug List, Coventry One Medical Providers |
| Get Quotes: | CoventryOne Direct, or Multi-Carrier quotes |
Coventry One Fusion
| Review: | Cigna includes unlimited co-payments s for office visits to Primary or Specialist physicians in network on the Cigna Open Access plan. Your first $200 of lab and x-ray paid at 100% in network. Higher than average coinsurance maximums on the 80% plans, especially on the $3,000 and $5,000 deductibles. |
|---|---|
| Premiums: | Average new individual health insurance rates, first year and renewal rates guaranteed for twelve months. |
| Additional Info: | Optional Dental, Prescription Drug List, Cigna Providers |
| Get Quotes: | Cigna Direct, or Multi-Carrier quotes |
Cigna Open Access
| Review: | Kaiser's Classic policy includes coverage for unlimited office visit co-payments, after hours visits and the emergency room with the deductible waived. Kaiser does pay 100% for most diagnostic lab and
x-ray. Kaiser Permanente Medical Centers make it easy to receive all of your care in one place. |
|---|---|
| Premiums: | Good new health insurance rates, first year and renewal rates guaranteed for twelve months. |
| Additional Info: | Prescription Drug List, Kaiser Permanente Providers |
| Get Quotes: | Kaiser Direct, or Multi-Carrier quotes |
Kaiser Permanente Classic
| Review: | United's Copay Select plan includes unlimited co-payments for office visits. Coverage includes a low $200 prescription deductible for tier 2-4 drugs.
Your deductible is decreased 20% each year you, and up to 50% of the original deductible amount. Optional supplemental accident rider available. |
|---|---|
| Premiums: | Reasonable new individual health insurance rates, first year and renewal rates guaranteed for twelve months. |
| Additional Info: | Prescription Drug List, United Health One Providers |
| Get Quotes: | UnitedHealthOne Direct, or Multi-Carrier quotes |
United Health One Copay Select
