Cigna Healthcare in Georgia
Review Affordable Individual and Family Health Insurance from Cigna
Cigna is a national healthcare provider with a large network of physicians and hospitals. The Cigna Open Access Plans are traditional copay health policies with the freedom to see any network physician - without the need for a referral. Cigna's optional benefits include a dental insurance with 100% coverage for preventive cleanings and x-rays - and the ability to see any dentist.
Cigna Health Insurance Plans
|Cigna OA Review:
||Cigna's Open Access policies provide unlimited office visit copayments for either primary care physicians or Specialists. Your first $200 of diagnostic lab and x-ray is covered at 100% in network. Cigna's lower deductible policies pay 80% coinsurance after the deductible, while higher deductible plans pay 100%. Cigna Open Access coverage includes a $75 Urgent Care and $300 Emergency Room all inclusive copayment. New business rates are very good and guaranteed for the first year.
|Cigna OA Value Review:
||Cigna's Value policies have new lower premiums and include unlimited co-payments for office visits with the deductible waived. All Cigna Open Access Value policies except the $10,000 deductible include a $75 Urgent Care and $300 Emergency Room all inclusive copayment. Mental health is a covered benefit. Hospital admissions have an additional $500 deductible. The Cigna Value policy is a good choice for individuals or families in need of affordable Georgia health insurance.
|Cigna HSA Review:
||Cigna offers a comprehensive Georgia HSA health insurance policy with a good quality national physician network. As with all HSA qualified high deductible health plans preventive care is covered at 100% with no deductibles, coinsurance or copayments applied. Unlike other carriers Cigna does cover mental health as a covered expense subject to the deductible. On Cigna family HSA health insurance policies you have an aggregate deductible so all family members expenses account towards meeting the one family deductible.
Cigna Dental Insurance
||Cigna offers an optional traditional PPO dental insurance with their Georgia health insurance. The rates and benefits are similar to what you would find with group dental insurance. Dental benefits are provided for in and out of network dentists. Dental benefit waiting periods of six (6) months for Basic services and twelve (12) months for Major services. Individual dental insurance rates start at $24 for ages 0-24, and increase up to $42
for ages 60-64. The dental insurance must be purchased with a Cigna health insurance.