expenses with a Discount Dental plan.
No waiting periods or annual benefit limits!
"Stand Alone" Dental Plans
Stand alone dental plans are available to anyone looking for an individual or family dental insurance plan.
Georgia Dental Insurance Plans
Compare rates and benefits for Georgia's best dental insurance plans!
There are two different types of dental plans - Dental Insurance plans and Discount Dental plans. With Dental Insurance plans the insurance company will pay your dental claims according to the benefit schedule, while Discount Dental plans provide significant savings when you receive your dental care from a participating dentist or dental facility.
In Georgia, dental insurance plans are available with health plans from some insurance carriers as an optional benefit when you purchase a health insurance policy, or you can purchase a "stand alone" dental plan that is available to anyone.
To research dental plan benefits and rates click on one of the dental plan types.
Stand Alone Dental Plans in Georgia
| Review: | The Standard Life DPO plan bases their reimbursement on a dental fee schedule while the PPO plan bases their reimbursement on usual and customary dental rates in your area. For lower premiums select the DPO plan, for greater reimbursement on out of network expenses select the PPO Indemnity plan. |
|---|---|
| Dental Rates: | Average rates for a dental insurance plan. |
| Additional Info: | Dental Network, Select "Find a Dentist" on plan description |
| How to Apply: | Get Rates an Apply online |
| Review: | Delta Dental offers two plans, the Gold and Platinum dental insurance plans. Both plans are offered with either the Delta Dental PPO or Premier network. The PPO plans are more affordable while the Premier network provides greater out of network reimbursement. Ortho included on the Premier dental insurance plan. |
|---|---|
| Dental Rates: | Good rates for a true PPO dental insurance plan. |
| Additional Info: | Dental Network, Select "Find a Dentist" on plan description |
| How to Apply: | Get Rates an Apply online |
| Review: | A benefit rich HMO dental plan that has no deductibles, waiting periods or annual maximums. Very good premiums for the benefits provided. You must select a dentist from the Assurant Dental network. When you see a dental Specialist you will receive a 25% discount, Endodontists - a 15% discount. |
|---|---|
| Dental Rates: | Great rates for the benefits provided, renewals are also very good. |
| Additional Info: | Assurant co-payment schedule |
| How to Apply: | Apply Online or complete the Assurant paper Dental Application. |
| Review: | Blue Cross offers dental insurance coverage in Georgia for Preventive, Basic and Major dental care services. Large selection of In-Network dental providers. Coverage for Non-Network providers included - limited to the same reimbursement amount as In-Network dentists. Waiting periods for Basic and Major dental services. |
|---|---|
| Dental Rates: | Monthly rates- Individual $27, Family $76 |
| Additional Info: | Dental Providers - BlueChoice Dental, Select - Locate Dental Providers |
| How to Apply: | Add dental when applying for a Blue Cross health plan or complete the paper application. |
| Review: | Humana offers a good dental insurance PPO plan for preventive and basic dental services with benefits provided for both in and out of network dental care. Good premiums for the benefits provided. Six month waiting period for basic services. Major dental and orthodontic services are discounted in network only. |
|---|---|
| Premiums: | Monthly rates: 1 member: $19.99, 2: $38.98, 3+: $76.96, plus one-time $35 enrollment fee. |
| Additional Info: | Humana One Dental Providers |
| Get Quotes: | Humana Dental Quotes and Apply, or complete the paper application. |
| Review: | A dental insurance plan for preventive services provided both in and out of network. All other dental services are discounted when care is received from a participating dentist. No coverage out of network for Basic, Major and Orthodontia services. Orthodontia services discounted when care is received from an in network dentist. |
|---|---|
| Dental Rates: | Low rates for a preventive care dental insurance PPO plan. |
| Additional Info: | Standard Life uses the Careington Network. |
| How to Apply: | Get Rates an Apply online |
| Review: | The Assurant Dental Plus plan is not a dental insurance plan, but rather a reimbursement policy that pays you a set cash amount for each covered dental procedure received. It is a great dental plan that allows you to see any dentist. Also available at a higher rate as a stand alone dental plan. |
|---|---|
| Dental Rates: | Monthly rates start around $35 for age 18-30 and up to $67 for age 61-64. Per child rates average $28. |
| Additional Info: | Sample Contract, No dental network - see any dentist! |
| How to Apply: | Apply Online - (select the dental tab), or complete Assurant paper Dental Application. |
