Blue Cross Blue Shield of Georgia
Blue Cross Blue Shield of Georgia Individual Health Insurance
Look to Blue Cross Blue Shield of Georgia to provide affordable health insurance combined with one of the strongest networks of doctors in Georgia. Blue Cross offers a range of health insurance including the traditional "Premier" copay plan, a "SmartSense" health plan with affordable monthly premiums, and the HSA qualified "ForwardFocus" health insurance plan. Blue Cross also offers an optional dental plan and life insurance.
| Review: | Blue Cross provides unlimited copayments for Primary or Specialist office visits with the deductible waived. No separate prescription deductible. Higher deductible plans pay 100% after the deductible to help control your out-of-pocket maximum expenses. A vast network of healthcare providers in Georgia. |
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| Premiums: | Affordable first year health insurance rates, renewal rates higher than the market and may get expensive. |
| Additional Info: | Optional Dental Plan, Prescription Drug List, Blue Cross Providers |
| Get Quotes: | Blue Cross Direct, or Multi-Carrier quotes |
Blue Cross Premier Plus POS and PPO Plans
| Benefits Review: | Several deductible options to select. Coinsurance out-of-pocket maximum of $3,000 per member is very reasonable for an affordable health insurance plan. $500 Emergency Room co-payment. Optional Enhanced Drug coverage. Office visit copayment limit of 3 per person per calendar year for Primary or Specialist visits. |
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| Premiums: | Affordable first year health insurance rates, renewal rates higher than the market and may get expensive. |
| Additional Info: | Optional Dental, Prescription Drug List, Blue Cross Providers |
| Get Quotes: | Blue Cross Direct, or Multi-Carrier quotes |
Blue Cross SmartSense Plus PPO and POS Plans
| Review: | The only Georgia health insurance carrier to offer optional maternity benefits on a HSA health insurance plan. No 100% coinsurance option on lower deductibles. Premiums higher then other Georgia carriers for similar benefits. Optional Life and dental plans available. Good network of physicians and hospitals in Georgia. |
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| Premiums: | Affordable first year health insurance rates, renewal rates higher than the market and may get expensive. |
| Additional Info: | Dental, Life, Maternity - available with deductibles of $2,500 or greater, Rx List, Blue Cross Providers |
| Get Quotes: | Blue Cross Direct, or Multi-Carrier quotes |
Blue Cross Forward Focus HSA Plans
Blue Cross Dental Insurance
| Review: | Blue Cross offers dental insurance coverage in Georgia for Preventive, Basic and Major dental care services. Large selection of In-Network dental providers. Coverage for Non-Network providers included - limited to the same reimbursement amount as In-Network dentists. Waiting periods for Basic and Major dental services. |
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| Dental Rates: | Monthly rates- Individual $27, Family $76 |
| Additional Info: | Dental Providers - BlueChoice Dental, Select - Locate Dental Providers |
| How to Apply: | Add dental when applying for a Blue Cross health plan or complete the paper application. |
Blue Cross Dental Plan