Blue Cross Blue Shield of Georgia
Affordable Medical and Dental Insurance for Individuals and Families in Georgia
Look to Blue Cross Blue Shield of Georgia to provide affordable health insurance for Georgia residents.
Blue Cross offers a range of health insurance including the traditional "Premier" copay plan, a "SmartSense" health plan with affordable monthly premiums,
and the HSA qualified "ForwardFocus" health insurance policy. Blue Cross also offers an optional dental coverage and life insurance.
Blue Cross Blue Shield of Georgia Health Insurance Plans
|Blue Cross Premier Plus Review:
||Blue Cross provides unlimited copayments for Primary or Specialist office visits with the deductible waived. A very nice benefit feature is thatthere is no separate prescription deductible. Higher deductible plans pay 100% after the deductible to help control your out-of-pocket maximum expenses. A vast network of healthcare providers in Georgia. Affordable first year health insurance rates, renewal rates tend to be higher than the market and may get expensive. Optional Maternity Rider available at an additional cost.
|Blue Cross SmartSense Review:
||In Georgia Blue Cross offers the SmartSense POS and PPO with several deductible options. Your coinsurance out-of-pocket maximum of $3,000 per member is very reasonable for an affordable health insurance plan. Blue Cross includes a $500 Emergency Room co-payment and optional Enhanced Drug coverage. The SmartSense limits office visit copayments limit of three (3) per person per calendar year for Primary or Specialist office visits. Affordable first year health insurance rates, renewal rates higher than the market and may get expensive.
|Blue Cross Foward Focus HSA Review:
||The Blue Cross Foward Focus HSA is only Georgia health insurance policy to offer optional maternity benefits on a HSA health insurance plan. No 100% coinsurance option on lower deductibles. Optional Life and dental coverage is available. The Blue Cross network offers quality physicians and hospitals in Georgia. A maternity rider is available with deductibles of $2,500 or greater for an additional monthly premium. Premiums higher then other Georgia carriers for similar benefits.|Video Review:
Blue Cross Dental Insurance
|Blue Cross Dental Review:
||Blue Cross offers dental insurance coverage in Georgia for Preventive, Basic and Major dental care services. Large selection of In-Network dental providers. Coverage for Non-Network dental providers included, benefit amounts are limited to the same reimbursement rate as In-Network dentists. Waiting periods for Basic and Major dental services. The monthly dental insurance rate for an individual is $27 and the family rate is $76. Blue Cross Dental Providers - BlueChoice Dental, then select - "Locate Dental Providers".